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Sell a home

## What this models Selling a property the household already owns: from the sale year onward the home (and any linked mortgage and property-tax/payment expenses) stop, and the net proceeds land in cash or a taxable brokerage balance. ## Maps to module(s) - `sell_house_v1` — link the baseline property being sold (`source_property_position_id`) and, if it has a mortgage, the `source_mortgage_position_id`. If the home also has a home equity loan/HELOC against it, link `source_home_equity_loan_position_id` so it's paid off from sale proceeds too. Set `proceeds` (net sale value) and where they land (`proceeds_destination`: "cash" or "taxable"). Optionally set `transaction_costs` (e.g., agent fees, closing costs) — deducted from proceeds before they land. `sale_calendar_year` can be the current year (immediate sale) or a future year within the horizon (deferred sale); either way the linked mortgage/HELOC payoff and net proceeds are reflected in the multi-year schedule, income/expense, and tax panels starting that year. ## Information needed - Which property is being sold (use a baseline property id from get_scenario_building_context). - Sale year (within the planning horizon) — can be the current year or a future year. - Net proceeds amount (default to the property's value if the user doesn't specify). - Where proceeds go: cash or taxable (default taxable). - Any linked mortgage or home equity loan/HELOC on the property being sold. ## Defaults & assumptions - If proceeds aren't given, default to the property's current value. - If the home is mortgaged, link the mortgage so it stops at sale. - If the home has a home equity loan/HELOC, link it so it's paid off at sale too. ## Prerequisites - A baseline property to sell. If the household has none, say a property is needed first. ## How to summarize to the user "Sell {PROPERTY} in {YEAR}: net proceeds of about {AMOUNT} move to your {cash/taxable} balance."

Educational content only—not personalized investment, tax, or legal advice.