## Adding accounts and positions
Use **Add position** on the Portfolio page to enter your accounts and holdings—checking and savings balances, brokerage and retirement accounts, a house, loans, or credit balances. Each line has a **kind** (asset or liability) and an **amount basis**: a *balance* line contributes to net worth, while a *cash-flow* line models recurring income or spending.
## Can I link my bank automatically?
Automatic bank and brokerage linking is **not currently available** in Analyzer. All balances are entered manually with **Add position** and stay at the value you set until you edit them. Manual entry still powers every feature—net worth, wellness scores, and planning projections.
## How net worth is calculated
**Net worth** equals total assets minus total liabilities, summed from your balance-basis position lines. Credit cards and loans count as liabilities; cash, investment, and property lines count as assets. Cash-flow lines do not change net worth—they affect projections instead.
## Account types
Positions carry a type such as **depository** (checking, savings), **investment** (brokerage, IRA, 401(k)), **credit**, or **loan**. The type determines whether a balance is treated as an asset or a liability and how planning engines tax withdrawals from it.
## Keeping balances current
Manual positions keep the value you entered until you edit them. If a projection or wellness score looks stale, update the position values on the Portfolio page—scores and projections recompute from the new balances.
## Removing a position
Open a position from the Portfolio list to edit or delete it. Removing a line immediately changes net worth and any score or projection that reads from it.
Educational content only—not personalized investment, tax, or legal advice.